GREAT TEAM! Randall and his team were amazing throughout the loan process! They always kept me informed on what was going on. Thanks for everything! Michael Q. Absolute Success the First Time Around!! This was my first home buying experience and Randall and his entire team made it painless, smooth and quick! Amanda B. The Very Best! Wonderful! Always there to answer questions or get advice. Led me through each step of the process. Everyone I encountered in the office was great to work with! Maureen V. Randall is fantastic at what he does. He was accessible, knowledgeable, and helpful with any question I had, no matter how big or small. I highly recommend him! Chris M. If you’re having problems with a lender or just want to make sure everything will run smoothly and be kept in the loop throughout call Randall, immediately. Alan O. We really had a great experience with The Mills Team. They walked us through every step of the process and were extremely responsive. Chris G. AMAZING Lender!!! Randall and his whole team were nothing short of AMAZING and I cannot say enough great things about him!! Traci Z. I had a great experience with The Mills Team. They got me qualified for a home when I didn't think it was possible...I was in my first home in no time and I am loving it. Matt T. Randall and his team were ALWAYS available! Highly recommended by myself and my hubby! Since my experience my friend has used him and had a wonderful experience! Stacey P. I'd previously gone to a major bank with the issue of VERY slow response time. I was referred to Randall and he was VERY responsive to my questions. Kathleen F.

Areas of Expertise        Featured Loans        Communities        Testimonials       Success Stories

Welcome to The Mills Team at AmeriFirst Financial, Inc.

Meet Randall

A Personal Approach to Lending

Randall Mills has been in the mortgage and loan industry in Arizona for over 20 years. The majority of that time has been spent in residential lending – his first love – with a few years working for commercial lenders in between.

Licensed in Arizona and California, Randall’s wide-ranging lending experience allows him to bring the personal touch to his clients, helping them choose a mortgage product that will meet their financial and lifestyle goals.

The #1 loan officer at AmeriFirst Financial, Inc., Randall and his dedicated team provide comforting guidance and expert advice through the entire process of buying a home. Read more > 

Areas of Expertise

Purchase a Home

Whether you are a first-time homebuyer or you’ve been around the block a time or two, we can determine what program is best for you and guide you through a smooth home-buying process.


We can review your current mortgage and home value to see if you could lower your monthly payment or even eliminate your mortgage insurance!

Cash Out Refinance

Need some cash to help with home renovations or debt?  We can help you tap into your home equity to assist with these goals!

Our Featured Loans


As little as 3.5% down


As little as 3% - 5% down


0% down (100% financing)


As little as 5% down


0% down

Our Communities


Randall’s extensive knowledge and experience in lending gives him great strengths in helping clients with choosing the right loan to achieve their goals. But don’t take our work for it, read what his clients have to say about him and The Mills Team.

Contact The Mills Team Today

Ready to get the mortgage process started? Call The Mills Team at AmeriFirst Financial, Inc. today at 480-946-7651 with any questions. Or complete this short inquiry form to start the pre-qualification process and we’ll contact to you.