NOVA® Home Loans

Welcome to The Mills Team

When you’re buying a home, it’s reassuring to know that you have a team behind you. The Mills Team at NOVA® Home Loans is in your corner throughout the entire home buying process. We will work efficiently, tirelessly, and effectively to help you achieve your dream of home ownership.

A Personal Approach to Lending

As a Top 1% lender in America, Randall and his dedicated team provide comforting guidance and expert advice through the entire process of buying a home.

Get Qualified

Get Pre Qualified

Don’t make the mistake that many people make – disqualifying themselves before they even speak with a mortgage professional.


Your Team of Experts

Randall Mills

Randall Mills

Senior Loan Officer

Mercedes Lopez

Mercedes Lopez

Loan Officer Associate

Jennifer Trottier

Jennifer Trottier


We Are Licensed In Over 20 States

State We Are Licensed In


Randall’s extensive knowledge and experience in lending gives him great strengths in helping clients with choosing the right loan to achieve their goals.
But don’t take our work for it, read what his clients have to say about him and The Mills Team.

“This was my first refinance so I wasn’t sure how the process was supposed to go. As soon as I inquired about it, Randall and his team were available for me and got the process started. Whether it was email or phone calls, weekends or late afternoon, they always responded right away and provided great customer service. There were many times I didn’t understand some of the process. Shannon was amazing and very patient with me. She would go through step-by-step on my concerns and questions to ensure I fully understood so I could make an informed decision. The entire team was extremely professional and they all made the process very easy. They made me feel like I was an important client and not just a customer. I am very happy with the service I received and the professionalism they all displayed. I would definitely recommend their service. Thank you all again for your efforts and a great experience!”


Christian N.

“AmeriFirst Financial was recommended to us by our wonderful and talented real estate agent. Randall and his team, specifically Mercedes Lopez and Jennifer Trottier were very responsive, knowledgable, and professional to work with throughout our refinance process. My wife and I are happy with the outcome of our refinance and can’t wait to complete the upgrades to our home!”


Chad R.

“Randall Mills and his team were absolutely AMAZING to work with. As a First Time Homebuyer they helped me navigate my way to purchasing my home in an awesome neighborhood in one of the most challenging times for home buyers to purchase. Shannon Murphy, Mercedes Lopez and Jennifer Trottier helped me every step of the way and I could not have done it without them. I would recommend Randall and his team to Anyone looking to purchase a home, you will not be disappointed.”


Jaime A.

“Everyone says buying a house is the most stressful thing you can do. Well, honestly working with The Mills Team took all the stress away. Like seriously, they were so communicative and on top of everything I never had a concern about where we were in the process from pre-approval to fully funded loan. The team responded to emails very quickly, asked questions and requested all the docs up front eliminating unnecessary back and forth. It was a pleasure to work with them and I would highly recommend to anyone. Thank you for making my home buying experience easier than I could have imagined!”


Joy O.